قالب وردپرس درنا توس
Home / Health / Do Nice People Fare Worse Financially?

Do Nice People Fare Worse Financially?




<div _ngcontent-c15 = "" innerhtml = "

A new study discovers that" nice "people – those higher up in pleasantness – can not even manage money. & Nbsp; (Getty Royalty Free) [1

9659002] Researchers have been very interested in personality traits in recent years – the "big five" include openness, conscientiousness, extraversion, agreeableness and neuroticism – and the type For example, the highest people in Neuroticism & nbsp; seem to be less happy, but more creative. The people who are higher in consciousness are generally healthier. and better to save money.

Now, a new study of researchers from Columbia Business School and from the University College of London finds that people are higher up in pleasantness – a stroke exemplified by kindness, generosity and heat – tend also to have poorer financial results than the lower ones in the stretch. 19659003]

The study is published in Journal of Personality and Social Psychology.

"We were interested in understanding whether to have a pleasant and warm personality, what the academics in the search for personality describe as pleasantness, was tied to negative financial results," said Sandra Matz in a statement. "Previous research suggested that the pleasantness was associated with lower scores and credit income.We wanted to see if that association was true for other financial indicators and, if so, to better understand why good guys seem to end up last." [19659002] The team reviewed data from various sources, including national surveys and questionnaires, government data & nbsp; on insolvency rates, bank account data and online surveys. They looked for correlations between the five major personality traits with financial outcomes over the years.

The pleasantness was the only trait significantly correlated with finances in all experiments (data sources).

One & nbsp; of the experiments followed by people for the next 25 years; the researchers found that people who measure higher in pleasantness at the start of life were more likely to have financial problems later in life. This suggests that if there is a cause, it can not be that the poorer finances cause the pleasantness, but rather, a greater pleasantness at the beginning could cause financial problems in the years to come.

Among the adults, the pleasantness was also linked to a number of less desirable financial results. For example, an experiment found that people who were particularly well-liked also had 50% more risk of filing for bankruptcy

But it's not that pleasant people are less smart or less able to make money, but they seem to worry less about it so that they can not handle money and less pleasant people. "We found that the pleasantness was associated with indicators of financial difficulty, including lower savings, higher debt and higher default rates," said study author Joe Gladstone. "This relationship seems to be driven by the fact that pleasant people are simply worried about money and therefore are at a higher risk of mismanagement of money."

Of course, the pleasantness did not foresee financial fate all the time. It made things harder, especially for people with lower incomes. "Not all pleasant people have the same risk of experiencing financial difficulties," said Gladstone. "The relationship was much stronger for low-income individuals, who do not have the financial means to offset the detrimental impact of their pleasant personality."

The results of studies like this could help financial institutions to come with more effective ways to help people save money. For the tallest people in pleasantness, against neuroticism or conscientiousness, the different strategies can be more successful. This type of thinking is one of the reasons why psychologists and behavioral economists love to study the connections between personality and outcomes in different areas of life. Although some of the points of view may seem a little judged, they could actually do something good in the big picture.

"Our results help us understand a potential factor behind financial difficulties, which can have serious implications for people to be," said Matz. "Being kind and confident has financial costs, especially for those who do not have the means to compensate for their personalities."

& nbsp;

">

A new study finds that" beautiful "people – those higher up in pleasantness – may not even manage money. (Getty Royalty Free)

The researchers were very interested to personality traits in recent years: the "big five" include openness, conscientiousness, extroversion, pleasantness and neuroticism and the types of results that they can foresee.For example, the highest people in neuroticism seem to be less happy, but more creative People who are taller in conscientiousness are generally healthier and better at saving money.

Now, a new study by researchers at Columbia Business School and at the University of London finds that people higher up in the pleasantness – a trait that is exemplified by kindness, "kindness" generosity and warmth also tend to have poorer financial outcomes than the lower ones in the trait. [19659018] The study is published on Journal of Personality and Social Psychology.

"We were interested in understanding whether to have a pleasant and warm personality, what academics in the search for personality describe as pleasantness, has been linked to negative financial results," Sandra Matz said in a statement. "Previous research has suggested that the pleasantness was associated with lower scores and income, we wanted to see if that association was true for other financial indicators and, if so, to better understand why good guys seem to end up last."

to data from various sources, including national surveys and questionnaires, government default rate data, bank account data and online surveys. They looked for correlations between the five major personality traits with financial results over the years.

The easiness was the only trait significantly correlated with finances in all experiments (data sources).

One of the experiments followed people from childhood through the next 25 years; the researchers found that people who measure higher in pleasantness at the start of life were more likely to have financial problems later in life. This suggests that if there is a cause, it can not be that the poorer finances cause the pleasantness, but rather, a greater pleasantness at the beginning could cause financial problems in the years to come.

Among the adults, the pleasantness was also linked to a number of less desirable financial results. For example, an experiment found that people who were particularly well-liked also had 50% more risk of filing for bankruptcy

But it's not that pleasant people are less smart or less able to make money, but they seem to worry less about it so that they can not handle money and less pleasant people. "We found that agreeability was associated with indicators of financial difficulty, including lower savings, higher indebtedness and higher default rates," said study author Joe Gladstone. "This relationship seems to be driven by the fact that pleasant people simply worry less about money and therefore are at a higher risk of mismanagement of money."

Of course, the pleasantness did not foresee financial fate all the time. It made things harder, especially for people with lower incomes. "Not all pleasant people have the same risk of experiencing financial difficulties," said Gladstone. "The relationship was much stronger for low-income individuals, who do not have the financial means to offset the negative impact of their pleasant personality."

Results from studies like this could help financial institutions find more effective ways to help people save money. For the tallest people in pleasantness, against neuroticism or conscientiousness, the different strategies can be more successful. This type of thinking is one of the reasons why psychologists and behavioral economists love to study the connections between personality and outcomes in different areas of life. Although some of the points of view may seem a little judged, they can actually do something good in the big picture.

"Our results help us understand a potential factor behind financial difficulties, which can have serious implications for people's well-being," said Matz. "Being kind and confident has financial costs, especially for those who do not have the means to compensate for their personalities."


Source link